Client Communication

This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, NC, NE, NH, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WI, WV, AK, AR, HI, IA, ID, KS, KY, LA, MN, MO, MS, MT, ND, NM, NV, OK, PR, RI, SD, UT, VT, WA, WY. No offers may be made or accepted from any resident outside the specific state(s) referenced. 

Unless otherwise identified, Associates on this website are registered representatives of Osaic Wealth, Inc. Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 

*Associated persons of Osaic Wealth who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm. 

Osaic Wealth, Inc. and its representatives do not offer tax or legal advice.  Individuals should consult their tax or legal professionals regarding their specific circumstances.  

Not all registered representatives with our firm are able to offer advisory services. 

Osaic Wealth Form CRS  

Committed to your success.

CRN-6989278-090524

© 2025 Heritage Financial Consultants, LLC

1 The Baltimore Sun’s Top Workplaces awards seek out the region’s best places to work through company nominations and determines the winners based on the results of employee feedback surveys provided by Energage, a company that conducts top workplaces surveys for dozens of news organizations across the country. The employee survey evaluates factors such as the company’s management and leadership, effectiveness, team values, employee engagement, and benefits and compensation. We applied for the award. Neither the advisors nor their parent firm pay a fee to The Baltimore Sun for the nomination, receipt, or promotion of the award. The award was independently granted, and membership in
an organization was not required.

For more information, please visit: https://www.baltimoresun.com/2023/12/07/baltimore-suns-top-workplaces-rankings-for-2023/

2 The Largest Wealth Management Firms in the Baltimore area award is independently produced by the Baltimore Business Journal and is based on the rankings of local Baltimore financial planning firms by the number of registered representatives. Heritage was independently nominated for this award. Neither Heritage nor its parent firm pay a fee to the Baltimore Business Journal for the nomination, receipt, or promotion of the award. The award was independently granted, and membership in an organization was not required.

For more information, please visit: https://www.bizjournals.com/baltimore/subscriber-only/2023/12/01/largest-wealth-management-firms-in-greater-baltimore.html

3 The Top 100 Private Companies in Greater Baltimore award is independently produced by the Baltimore Business Journal. To qualify, a company must have headquarters in Greater Baltimore and submit their previous year’s revenue. The current listing is ranked by 2023 revenue, but also includes 2022 revenue. Heritage was independently nominated for this award. Neither Heritage nor its advisors or their parent firm have paid any fee to the Baltimore Business Journal for the nomination, promotion, or receipt of this award. This award was independently granted and a membership in an organization was not required. 

For more information, please visit: https://www.bizjournals.com/baltimore/subscriber-only/2024/08/16/top-100-private-companies-in-greater-baltimore.html