Thomas Spray-Fry

tom-spray-fry

410-771-5675

Heritage Financial Consultants, LLC

Thomas W. Spray-Fry , a CERTIFIED FINANCIAL PLANNER™ practitioner is an associate with Heritage Financial Consultants, LLC. Tom has been a Financial Planner, affiliated with Lincoln Financial Advisors since 2000 and joined Heritage Financial Consultants in January 2013.  Tom has strived to obtain the most relevant and advanced financial planning education and designations in order to best serve his clients in the areas of comprehensive financial planning, retirement planning and estate planning.

EDUCATION AND CERTIFICATIONS

  • BS in Economics and Finance from York College
  • CERTIFIED FINANCIAL PLANNER™ practitioner
  • Chartered Financial Consultant®
  • Chartered Life Underwriter®
  • Chartered Retirement Planning Counselor
  • Series 7 & 66 registrations
  • Life and Health insurance licensed

ON A PERSONAL NOTE

Tom was born and raised in Chestertown, on Maryland’s Eastern Shore.  He attended York College in Pennsylvania and currently lives in Phoenix, MD with his wife, son and dog, Barney.  He has achieved Lincoln Financial Advisors President’s Club Status.

Main Service Areas

  • Comprehensive Financial Planning
  • Retirement planning for individuals and business owners
  • Estate Planning

 

California Insurance License #0K51556